Antique Diamond Rings
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Executive Summary about Antique Diamond Rings by Sydnie
Antique Diamond Ring
Any piece of jewelry that is more than fifty years old is considered an antique. You may also hear the term “vintage” when looking for an antique diamond ring.
What are the different types of antique diamond rings?
1835-1900 was the time of Queen Victoria and many pieces were made from rose or yellow gold. Many rings from that era have other gemstones in addition to diamonds in the rings. 1886 the traditional Tiffany diamond solitaire was first introduced to the world.
The Edwardian period reigned from 1900-1920. During this time period platinum was discovered and shot to the top in terms of popularity. Additionally, you’ll often find sapphires incorporated into the antique diamond rings of this time period.
1920’s and 30’s eras referred to as the Art Deco period. Rings from this era often have a very geometric feel to them. There were also influences from Asian, Egyptian, and Native American.
Things To Consider When Buying
Executive Summary about Antique Diamond Rings & The Insurance by Allen Jesson
The best way to tell is your antique engagement ring or any antique jewelry has any value is by its condition. If the piece of jewelry has different color gold this could indicate that there has been some form of alteration. If there are stones in the item of jewelry check if there is a seam that is visible, if so this could mean that this piece of jewelry has had a previous life. If you do find a seam on your antique engagement ring or any piece of antique jewelry then it does not necessarily mean bad news, because antique jewelry has been around for many years. Only purchase antique jewelry from somewhere that you can physically view it. If there is no other way than to purchase online then never buy from a seller who displays the jewelry with a fuzzy photograph
Antique Diamond Rings Insurance
Many people buy antique diamond jewelry as an investment, its value will increase over. It is strongly recommended that you insure your treasured piece. Quite often your home insurance will cover you if your piece of antique jewelry is stolen but it may not cover you if it’s lost or damaged. It is wise to read you insurance policy very carefully or contact your insurance company to ask if you are covered for this type of event. If you current insurance policy does not cover you fully for your antique jewelry then you may be able take out additional cover. Make sure your policy will cover you for loss and damage and also check if you will still be covered should the loss or damage happens when you are out of the country.
Check that you will be reimburse for the items full replacement cost and will you receive a replacement piece of jewelry or could you opt for a cash settlement, will you have to pay an excess if you lose or damage you antique jewelry and need to make a claim and to pay a sum of money before the claim can go through, how will this effect your existing policy and most important how much is the excess.
Quite often your insurance company will ask for an appraisal before they allow you to take out the insurance to cover your antique jewelry. Have an appraisal done regularly and advise your insurance company of any increase / decrease in value.
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